ZIP 20861 Property Distress & Foreclosure Data

In Montgomery County, Maryland, ZIP 20861 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). On the structural side it scores 68/100, with 2/100 of stress already active. Its standout signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.8% year on year, and 24% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 971 housing units. The demographic-stress sub-score lands at 22/100. 99% of housing is owner-occupied. Around 0% of renters are cost-burdened. The vacancy rate is 4.1%. Around 71% of adults hold a bachelor's degree or higher. The poverty rate is 2.1% — low. The typical home is worth about $852,700 (5.4× income). At $176,094, median income runs above typical U.S. levels. About 3,020 people live here, median age 56.

Net-net, 20861 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.