ZIP 20878 Property Distress & Foreclosure Data

Montgomery County, Maryland's ZIP 20878 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 68/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 17% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 69% owner-occupied to 31% rented. Around 35% of renters are cost-burdened. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. About 70% have a four-year degree. Households earn a median $142,062 — above the roughly $78,000 national figure. On demographic stress specifically, 20878 scores 28/100. A median home runs $715,800 here, or 4.8 times local income. The ZIP holds roughly 25,127 housing units. 65,236 residents call 20878 home, typically aged 41. The vacancy rate is 3.8%.

Overall, 20878 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.