ZIP 20878 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 20878 (Montgomery County, Maryland) lands at 20/100 — low on DLRadar's public-record scoring. Its standout signals are structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Structural exposure scores 43 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).

The peak-phase market in 20878 posted values that rose 1.6% over the year, and 17% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 69% of homes, renters 31%. Around 35% of renters are cost-burdened. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 70% bachelor's-or-above. At $142,062, median income runs above typical U.S. levels. DLRadar's demographic-stress index for the area reads 28/100. A median home runs $715,800 here, or 4.8 times local income. The ZIP holds roughly 25,127 housing units. About 65,236 people live here, median age 41. Vacancy runs 3.8%.

On balance 20878 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 20878 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 20878 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20878 can be compared directly against any other ZIP in Montgomery County, Maryland or nationwide. Sparse data for 20878 shows as blanks, never estimates, and the score updates on every fresh public filing.

20878's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 20878 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.