ZIP 20850 Foreclosure, Tax-Lien & Distress Report

ZIP 20850's composite property-distress score is 20/100 - DLRadar classes that as low for Montgomery County, Maryland. The pressure is most legible in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. On the structural side it scores 43/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 11% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 6.0%. Around 39% of renters are cost-burdened. Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. Around 67% of adults hold a bachelor's degree or higher. There are about 22,418 housing units across 20850. Population is roughly 50,365 with a median age of 41. Median household income is $122,691, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 51% of homes, renters 49%. The typical home is worth about $714,400 (5.6× income).

Net-net, 20850 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 20850 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 20850 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Montgomery County, Maryland and the nation. Nothing here is interpolated — where a source is thin for 20850, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

20850's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 20850 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.