ZIP 20850 Property Distress & Foreclosure Data

Montgomery County, Maryland's ZIP 20850 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). On the structural side it scores 68/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)).

The peak-phase market in 20850 posted values that rose 2.8% over the year, and 11% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 6.0%. Around 39% of renters are cost-burdened. 7.1% of residents fall below the poverty threshold. Educational attainment sits at 67% bachelor's-or-above. The ZIP holds roughly 22,418 housing units. Population is roughly 50,365 with a median age of 41. Median household income is $122,691, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 33/100. Owners hold 51% of homes, renters 49%. Home values center near $714,400, an affordability ratio of 5.6×.

On balance 20850 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.