ZIP 20855 Property Distress & Foreclosure Data

Montgomery County, Maryland's ZIP 20855 registers 30/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Structural risk reads 68/100 against active distress of 2/100.

The market reads peak — home values rose 2.8% year on year, and 16% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 16,557 people live here, median age 42. The typical home is worth about $640,300 (4.2× income). 78% of housing is owner-occupied. The demographic-stress sub-score lands at 24/100. Vacancy runs 1.6%. Around 68% of adults hold a bachelor's degree or higher. At $147,708, median income runs above typical U.S. levels. The poverty rate is 4.5% — low. There are about 6,525 housing units across 20855. Rent burden reaches 27% of tenant households.

Net-net, 20855 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.