ZIP 20853 Property Distress & Foreclosure Data

DLRadar grades ZIP 20853 (Montgomery County, Maryland) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). Property-level stress concentrates in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural exposure scores 68 and live distress 2 on the 0–100 scale.

The peak-phase market in 20853 posted values that rose 2.8% over the year, and 13% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $631,900, an affordability ratio of 3.9× — accessible. Vacancy runs 3.1%. Population is roughly 31,438 with a median age of 42. Owners hold 84% of homes, renters 16%. Rent burden reaches 32% of tenant households. There are about 9,998 housing units across 20853. 5.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 51% bachelor's-or-above. Median household income is $157,168, above the U.S. median near $78,000.

On balance 20853 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.