ZIP 20853 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 20853 (Montgomery County, Maryland) at a low 20/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). The pressure is most legible in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. On the structural side it scores 43/100, with 2/100 of stress already active.

The peak-phase market in 20853 posted values that rose 1.6% over the year, and 13% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $631,900 here, or 3.9 times local income. The vacancy rate is 3.1%. Population is roughly 31,438 with a median age of 42. Owners hold 84% of homes, renters 16%. Around 32% of renters are cost-burdened. There are about 9,998 housing units across 20853. The poverty rate is 5.7% — low. DLRadar's demographic-stress index for the area reads 26/100. Educational attainment sits at 51% bachelor's-or-above. Median household income is $157,168, above the U.S. median near $78,000.

On balance 20853 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 20853 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 20853 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 20853 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Maryland. Where the public record is thin for 20853, the field stays empty rather than modeled, and fills in as new documents post.

20853's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 20853 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.