ZIP 20866 Property Distress & Foreclosure Data

In Montgomery County, Maryland, ZIP 20866 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 68/100 against active distress of 2/100. Its standout signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 21% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 78% owner-occupied to 22% rented. Households earn a median $134,682 — above the roughly $78,000 national figure. A median home runs $446,900 here, or 3.2 times local income. There are about 5,087 housing units across 20866. 16,499 residents call 20866 home, typically aged 38. Vacancy runs 1.7%. About 44% have a four-year degree. On demographic stress specifically, 20866 scores 27/100. Rent burden reaches 43% of tenant households. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas.

Overall, 20866 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.