ZIP 20866 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 20866 (Montgomery County, Maryland) at a low 20/100 for overall property distress. Structural risk reads 43/100 against active distress of 2/100. Its heaviest discrete signals: structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)).

The peak-phase market in 20866 posted values that rose 1.6% over the year, and 21% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 78% owner-occupied to 22% rented. Households earn a median $134,682 — above the roughly $78,000 national figure. Home values center near $446,900, an affordability ratio of 3.2× — accessible. The ZIP holds roughly 5,087 housing units. 16,499 residents call 20866 home, typically aged 38. The vacancy rate is 1.7%. About 44% have a four-year degree. On demographic stress specifically, 20866 scores 27/100. Around 43% of renters are cost-burdened. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas.

On balance 20866 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 20866 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 20866 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Montgomery County, Maryland and the nation. 20866 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 20866 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 20866 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.