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ZIP 20905 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Maryland · Distress market

On DLRadar's 0-100 distress scale, ZIP 20905 in Montgomery County, Maryland comes in at 20, a low composite-distress reading. Structural risk reads 43/100 against active distress of 2/100. The pressure is most legible in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (80/100).

The market reads peak — home values rose 1.6% year on year, and 15% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

18,268 residents call 20905 home, typically aged 42. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 2.9%. Owners hold 87% of homes, renters 13%. About 57% have a four-year degree. On demographic stress specifically, 20905 scores 27/100. The ZIP holds roughly 6,119 housing units. Median household income is $155,023, above the U.S. median near $78,000. A median home runs $656,700 here, or 4.1 times local income. Around 42% of renters are cost-burdened.

Overall, 20905 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 20905 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 20905 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Montgomery County, Maryland and the nation. Every figure is auditable to a public dataset and refreshed as records update; 20905 shows blanks, not estimates, wherever the record is sparse.

20905's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 20905 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 20905

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk92
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 20905 distress snapshot

The live 20905 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Montgomery County ZIPs near 20905

Nearest ZIP codes to 20905

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Maryland distress

Additional distress intelligence spanning Montgomery County, Maryland by ZIP, county and state.

Unlock the full ZIP 20905 acquisition report

Pull every distressed parcel in 20905 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Built from public records, scored the same way everywhere · methodology

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