ZIP 20905 Property Distress & Foreclosure Data

ZIP code 20905 in Montgomery County, Maryland carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 68 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 15% higher over three years, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

18,268 residents call 20905 home, typically aged 42. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 2.9%. The tenure split is 87% owner-occupied to 13% rented. About 57% have a four-year degree. On demographic stress specifically, 20905 scores 27/100. There are about 6,119 housing units across 20905. Households earn a median $155,023 — above the roughly $78,000 national figure. A median home runs $656,700 here, or 4.1 times local income. Rent burden reaches 42% of tenant households.

Overall, 20905 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.