ZIP 20904 Property Distress & Foreclosure Data

Montgomery County, Maryland's ZIP 20904 registers 30/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). The latent-versus-live split is 68/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100).

The peak-phase market in 20904 posted values that rose 2.8% over the year, and 14% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $560,000, an affordability ratio of 5.7×. Educational attainment sits at 50% bachelor's-or-above. Median household income is $93,322, above the U.S. median near $78,000. The vacancy rate is 5.0%. 9.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 39/100. Around 55% of renters are cost-burdened. The ZIP holds roughly 22,261 housing units. Owners hold 51% of homes, renters 49%. Population is roughly 57,244 with a median age of 40.

On balance 20904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.