ZIP 20759 Property Distress & Foreclosure Data

DLRadar grades ZIP 20759 (Howard County, Maryland) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (68/100). On the structural side it scores 55/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (71/100), structural risk (55/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low.

The market reads peak — home values rose 2.8% year on year, and 19% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 0.2% — low. About 6,758 people live here, median age 39. At $250,001, median income runs above typical U.S. levels. Around 68% of renters are cost-burdened. Around 84% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,006 housing units. 96% of housing is owner-occupied. The typical home is worth about $954,700 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 24/100. The vacancy rate is 0.0%.

Overall 20759 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.