ZIP 20794 Property Distress & Foreclosure Data

In Howard County, Maryland, ZIP 20794 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 49 and live distress 2 on the 0–100 scale. Its standout signals are structural risk (49/100), construction/permit lag (41/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (81/100), flood (NFIP) exposure (75/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 27% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

16,182 residents call 20794 home, typically aged 37. A median home runs $426,100 here, or 3.7 times local income. The tenure split is 61% owner-occupied to 39% rented. Vacancy runs 4.0%. There are about 4,043 housing units across 20794. Households earn a median $105,441 — above the roughly $78,000 national figure. On demographic stress specifically, 20794 scores 29/100. Rent burden reaches 28% of tenant households. Roughly 9.5% live below the poverty line. About 29% have a four-year degree.

On balance, 20794 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.