ZIP 21036 Property Distress & Foreclosure Data

In Howard County, Maryland, ZIP 21036 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 55 and live distress 2 on the 0–100 scale. Its standout signals are construction/permit lag (71/100), structural risk (55/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (68/100)).

The peak-phase market in 21036 posted values that rose 2.8% over the year, and 14% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 4.1%. Educational attainment sits at 68% bachelor's-or-above. Population is roughly 2,162 with a median age of 50. Owners hold 96% of homes, renters 4%. DLRadar's demographic-stress index for the area reads 35/100. There are about 905 housing units across 21036. Home values center near $881,300, an affordability ratio of 5.0×. Rent burden reaches 100% of tenant households. 2.8% of residents fall below the poverty threshold. Median household income is $170,313, above the U.S. median near $78,000.

Broadly, 21036 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.