ZIP 21036 Foreclosure, Tax-Lien & Distress Report
Howard County, Maryland · High Value market
ZIP 21036's composite property-distress score is 27/100 - DLRadar classes that as low for Howard County, Maryland. The latent-versus-live split is 62/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (62/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (68/100).
Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 14% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Vacancy runs 4.1%. Around 68% of adults hold a bachelor's degree or higher. About 2,162 people live here, median age 50. Owners hold 96% of homes, renters 4%. DLRadar's demographic-stress index for the area reads 35/100. There are about 905 housing units across 21036. The typical home is worth about $881,300 (5.0× income). Rent burden reaches 100% of tenant households. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $170,313 — above the roughly $78,000 national figure.
On balance 21036 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 21036 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 21036 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 21036 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 21036's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 21036 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 21036’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 21036 by the numbers
Current distress, phase, housing and lender-pressure figures for 21036, drawn from the same report attached to each property.
Other Howard County ZIP codes
Explore related distress reports
Additional distress intelligence spanning Howard County, Maryland by ZIP, county and state.
The complete 21036 distress and acquisition report
See who owns each distressed property in 21036, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology