ZIP 21044 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21044 (Howard County, Maryland) returns a low composite of 27/100. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (62/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (68/100). Structural exposure scores 62 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 13% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 7.1% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 21044 scores 27/100. The ZIP holds roughly 19,811 housing units. Around 67% of adults hold a bachelor's degree or higher. The typical home is worth about $566,500 (4.1× income). 61% of housing is owner-occupied. Rent burden reaches 34% of tenant households. The vacancy rate is 7.0%. Median household income is $132,924, above the U.S. median near $78,000. About 44,775 people live here, median age 40.

Net-net, 21044 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 21044 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 21044's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 21044 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 27/100 figure for 21044 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 21044 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.