ZIP 20862 Property Distress & Foreclosure Data

DLRadar grades ZIP 20862 (Montgomery County, Maryland) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). Property-level stress concentrates in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural risk reads 68/100 against active distress of 2/100.

The peak-phase market in 20862 posted values that rose 2.8% over the year, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $242,721, above the U.S. median near $78,000. 0.0% of residents fall below the poverty threshold. Educational attainment sits at 68% bachelor's-or-above. There are about 184 housing units across 20862. DLRadar's demographic-stress index for the area reads 16/100. Owners hold 100% of homes, renters 0%. Home values center near $810,600, an affordability ratio of 3.3× — accessible. Population is roughly 393 with a median age of 63. Vacancy runs 0.0%.

On balance 20862 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.