ZIP 20862 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Maryland · High Value market
On DLRadar's 0-100 public-record scale, ZIP 20862 in Montgomery County, Maryland comes in at 20, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). The sharpest non-environmental signals are structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 43/100 structural and 2/100 already moving.
The peak-phase market in 20862 posted values that rose 1.6% over the year (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $242,721, median income runs above typical U.S. levels. The poverty rate is 0.0% — low. Around 68% of adults hold a bachelor's degree or higher. There are about 184 housing units across 20862. DLRadar's demographic-stress index for the area reads 16/100. Owners hold 100% of homes, renters 0%. The typical home is worth about $810,600 (3.3× income, relatively affordable). About 393 people live here, median age 63. The vacancy rate is 0.0%.
Net-net, 20862 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 20862 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 20862 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 20862, the field stays empty rather than modeled, and fills in as new documents post.
The 20/100 figure for 20862 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 20862 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 20862 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 20862 distress snapshot
The live 20862 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Montgomery County
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Get the full acquisition report for 20862
The full 20862 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology