ZIP 20874 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Maryland · Distress market
ZIP code 20874 in Montgomery County, Maryland carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Leading the profile are structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (80/100). Structurally it carries 43/100, against 2/100 of stress already in motion.
The market reads peak — home values rose 1.6% year on year, and 17% higher over three years, at 20/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The demographic-stress sub-score lands at 28/100. Roughly 8.2% live below the poverty line. Around 40% of renters are cost-burdened. 62,233 residents call 20874 home, typically aged 38. Median household income is $109,648, above the U.S. median near $78,000. Around 49% of adults hold a bachelor's degree or higher. The vacancy rate is 2.5%. 66% of housing is owner-occupied. There are about 23,124 housing units across 20874. The typical home is worth about $399,000 (3.5× income, relatively affordable).
On balance 20874 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 20874 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 20874's 20/100 can be lined up against any neighbor in Montgomery County, Maryland or any ZIP coast to coast. 20874 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 20/100 figure for 20874 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 20874 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 20874
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 20874 by the numbers
20874 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Other Montgomery County ZIP codes
Nearest ZIP codes to 20874
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 20874
Other reports tied to Montgomery County, Maryland — ZIP, county and statewide.
Open the complete 20874 acquisition file
The full 20874 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology