ZIP 20874 Property Distress & Foreclosure Data

ZIP code 20874 in Montgomery County, Maryland carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). The latent-versus-live split is 68/100 structural and 2/100 already moving.

The peak-phase market in 20874 posted values that rose 2.8% over the year, and 17% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 28/100. 8.2% of residents fall below the poverty threshold. Around 40% of renters are cost-burdened. Population is roughly 62,233 with a median age of 38. Median household income is $109,648, above the U.S. median near $78,000. Educational attainment sits at 49% bachelor's-or-above. The vacancy rate is 2.5%. Owners hold 66% of homes, renters 34%. The ZIP holds roughly 23,124 housing units. Home values center near $399,000, an affordability ratio of 3.5× — accessible.

On balance 20874 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.