ZIP 20886 Property Distress & Foreclosure Data

Composite property distress in 20886 (Montgomery County, Maryland) lands at 30/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Structural exposure scores 68 and live distress 2 on the 0–100 scale.

The peak-phase market in 20886 posted values that rose 2.8% over the year, and 39% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 34,419 with a median age of 38. There are about 13,024 housing units across 20886. Owners hold 68% of homes, renters 32%. Vacancy runs 5.5%. Home values center near $386,500, an affordability ratio of 3.7× — accessible. Educational attainment sits at 43% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $98,767, above the U.S. median near $78,000. 11.0% of residents fall below the poverty threshold. Rent burden reaches 57% of tenant households.

On balance 20886 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.