ZIP 20877 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 20877 in Montgomery County, Maryland comes in at 20, a low composite-distress reading. On the structural side it scores 43/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). The pressure is most legible in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 11% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 39,068 with a median age of 37. The vacancy rate is 5.3%. There are about 13,272 housing units across 20877. The tenure split is 44% owner-occupied to 56% rented. Around 49% of renters are cost-burdened. Around 35% of adults hold a bachelor's degree or higher. On demographic stress specifically, 20877 scores 40/100. Roughly 11.3% live below the poverty line. A median home runs $474,800 here, or 5.4 times local income. At $86,103, median income runs near typical U.S. levels.

Net-net, 20877 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 20877 at the moment; the composite and its components are still built from verifiable public records.

The 20877 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 20877 stays directly comparable to neighboring ZIPs and the rest of Montgomery County, Maryland. 20877 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 for 20877 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 20877 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.