ZIP 20896 Property Distress & Foreclosure Data

Montgomery County, Maryland's ZIP 20896 registers 30/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (81/100). The latent-versus-live split is 68/100 structural and 2/100 already moving. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 12% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $250,001 — above the roughly $78,000 national figure. Around 33% of renters are cost-burdened. On demographic stress specifically, 20896 scores 20/100. 890 residents call 20896 home, typically aged 53. Roughly 0.9% live below the poverty line, a low share typical of higher-equity areas. About 88% have a four-year degree. The vacancy rate is 3.3%. The tenure split is 95% owner-occupied to 5% rented. A median home runs $1,005,700 here, or 4.0 times local income. The ZIP holds roughly 341 housing units.

Overall, 20896 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.