ZIP 20852 Property Distress & Foreclosure Data

In Montgomery County, Maryland, ZIP 20852 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. The latent-versus-live split is 68/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).

The market reads peak — home values rose 2.8% year on year, and 9% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

At $121,496, median income runs above typical U.S. levels. Around 32% of renters are cost-burdened. The poverty rate is 7.7%. The ZIP holds roughly 23,202 housing units. Around 74% of adults hold a bachelor's degree or higher. The typical home is worth about $665,200 (5.3× income). The demographic-stress sub-score lands at 32/100. 42% of housing is owner-occupied. About 47,857 people live here, median age 39. The vacancy rate is 6.0%.

Net-net, 20852 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.