ZIP 20852 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Maryland's ZIP 20852 registers 20/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (81/100)).

The market reads peak — home values rose 1.6% year on year, and 9% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $121,496 — above the roughly $78,000 national figure. Rent burden reaches 32% of tenant households. The poverty rate is 7.7%. There are about 23,202 housing units across 20852. Educational attainment sits at 74% bachelor's-or-above. A median home runs $665,200 here, or 5.3 times local income. On demographic stress specifically, 20852 scores 32/100. The tenure split is 42% owner-occupied to 58% rented. 47,857 residents call 20852 home, typically aged 39. The vacancy rate is 6.0%.

Net-net, 20852 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 20852 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 20852 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 20852 shows blanks, not estimates, wherever the record is sparse.

Each component behind 20852 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 20852 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.