ZIP 20837 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 20837 (Montgomery County, Maryland) returns a low composite of 20/100. Structural risk reads 43/100 against active distress of 2/100. Property-level stress concentrates in structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (80/100)).

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 18% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $772,300 (3.6× income, relatively affordable). At $191,927, median income runs above typical U.S. levels. The ZIP holds roughly 2,422 housing units. Roughly 8.1% live below the poverty line. 93% of housing is owner-occupied. Rent burden reaches 58% of tenant households. 6,605 residents call 20837 home, typically aged 46. On demographic stress specifically, 20837 scores 27/100. Vacancy runs 5.5%. About 61% have a four-year degree.

On balance 20837 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 20837 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 20837 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20837 can be compared directly against any other ZIP in Montgomery County, Maryland or nationwide. Where the record is thin for 20837, the field stays empty rather than modeled, and fills in as new documents post.

Behind 20837's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 20837 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.