ZIP 20164 Property Distress & Foreclosure Data

DLRadar grades ZIP 20164 (Loudoun County, District of Columbia) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (82/100). On the structural side it scores 50/100, with 0/100 of stress already active. Property-level stress concentrates in construction/permit lag (100/100), structural risk (50/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 39% have a four-year degree. Around 40% of renters are cost-burdened. Households earn a median $132,067 — above the roughly $78,000 national figure. The ZIP holds roughly 13,177 housing units. 42,694 residents call 20164 home, typically aged 35. On demographic stress specifically, 20164 scores 30/100. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 2.8%. A median home runs $544,300 here, or 4.0 times local income. The tenure split is 77% owner-occupied to 23% rented.

On balance, 20164 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.