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ZIP 20165 Foreclosure, Tax-Lien & Distress Report

Loudoun County, District of Columbia · High Value market

ZIP 20165's composite property-distress score is 19/100 - DLRadar classes that as low for Loudoun County, District of Columbia. Latent structural risk is 42/100 while live distress already moving reads 0/100. What sets it apart are the readings on construction/permit lag (66/100), structural risk (42/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Climate and flood risk are elevated too — climate & FEMA risk (82/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 18% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 3.1%. Around 39% of renters are cost-burdened. 78% of housing is owner-occupied. Educational attainment sits at 67% bachelor's-or-above. The typical home is worth about $704,800 (3.6× income, relatively affordable). Households earn a median $185,594 — above the roughly $78,000 national figure. There are about 12,312 housing units across 20165. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. 34,210 residents call 20165 home, typically aged 38. The demographic-stress sub-score lands at 24/100.

Overall 20165 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 20165 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 20165 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 20165 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 20165 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

19/100
Composite stress
42/100
Structural risk
0/100
Distress activity

What is driving ZIP 20165’s distress

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk82
9 further distress layers are graded for 20165

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 20165 Stress Report snapshot

The live 20165 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Loudoun County ZIPs near 20165

More distress data near 20165

Further distress data across Loudoun County, District of Columbia at ZIP, county and state level.

Unlock parcel-level detail for ZIP 20165

Every distressed parcel in 20165 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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