ZIP 20158 Foreclosure, Tax-Lien & Distress Report

Loudoun County, District of Columbia's ZIP 20158 registers 19/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (82/100). What sets it apart are the readings on construction/permit lag (66/100), structural risk (42/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. The latent-versus-live split is 42/100 structural and 0/100 already moving.

The market reads peak — home values rose 3.4% year on year, and 11% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 5,137 with a median age of 43. The typical home is worth about $765,800 (3.7× income, relatively affordable). Vacancy runs 2.1%. The poverty rate is 0.5% — low. There are about 1,592 housing units across 20158. Rent burden reaches 10% of tenant households. At $206,375, median income runs above typical U.S. levels. About 58% have a four-year degree. The tenure split is 85% owner-occupied to 15% rented. The demographic-stress sub-score lands at 20/100.

Broadly, 20158 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 20158's 19/100 can be lined up against any neighbor in Loudoun County, District of Columbia or any ZIP coast to coast. 20158 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 20158's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 20158 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.