ZIP 20176 Foreclosure, Tax-Lien & Distress Report

ZIP code 20176 in Loudoun County, District of Columbia carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 42/100, against 0/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (82/100). Its standout signals are construction/permit lag (66/100), structural risk (42/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 19% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 50,002 with a median age of 39. Owners hold 79% of homes, renters 21%. The ZIP holds roughly 17,459 housing units. Rent burden reaches 39% of tenant households. At $166,870, median income runs above typical U.S. levels. On demographic stress specifically, 20176 scores 27/100. The typical home is worth about $747,100 (4.2× income). The poverty rate is 5.4% — low. Vacancy runs 4.1%. Around 59% of adults hold a bachelor's degree or higher.

Overall 20176 looks resilient on the surface, so the edge is isolating individual stressed parcels. 20176 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 20176 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 20176 shows as blanks, never estimates, and the score updates on every fresh public filing.

20176's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 20176 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.