ZIP 20186 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 20186 (Fauquier County, District of Columbia) returns a minimal composite of 14/100. The pressure is most legible in structural risk (30/100), institutional ownership (15/100), mortgage stress (7/100). By contrast, mortgage stress (7/100) and construction/permit lag (4/100) register low. On the structural side it scores 30/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100).

The market reads peak — home values rose 3.4% year on year, and 24% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 6,071 housing units. The demographic-stress sub-score lands at 32/100. Educational attainment sits at 44% bachelor's-or-above. A median home runs $523,400 here, or 4.8 times local income. At $100,813, median income runs above typical U.S. levels. Owners hold 66% of homes, renters 34%. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 4.7%. Rent burden reaches 41% of tenant households. 15,433 residents call 20186 home, typically aged 40.

Broadly, 20186 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 20186 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 20186's 14/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 20186, the field stays empty rather than modeled, and fills in as new documents post.

Behind 20186's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 20186 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.