ZIP 22736 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 22736 (Culpeper County, Virginia) returns a low composite of 17/100. The sharpest non-environmental signals are construction/permit lag (91/100), structural risk (38/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Latent structural risk is 38/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 16% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

12.7% of residents fall below the poverty threshold. 98% of housing is owner-occupied. The ZIP holds roughly 297 housing units. On demographic stress specifically, 22736 scores 28/100. About 948 people live here, median age 33. Educational attainment sits at 2% bachelor's-or-above. The vacancy rate is 11.0%. The typical home is worth about $350,000.

Broadly, 22736 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 22736 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 22736 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 22736 stays directly comparable to neighboring ZIPs and the rest of Culpeper County, Virginia. The score is rebuilt from public data as it updates, so 22736 reflects the current record instead of a stale or modeled snapshot.

22736's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 22736 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.