ZIP 22406 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 22406 in Stafford County, Virginia comes in at 15, a low composite-distress reading. Structural risk reads 33/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (33/100), institutional ownership (15/100), mortgage stress (6/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (70/100), flood (NFIP) exposure (63/100).

The market reads peak — home values rose 3.4% year on year, and 16% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 26,248 with a median age of 44. Vacancy runs 5.5%. Around 39% of renters are cost-burdened. About 43% have a four-year degree. The ZIP holds roughly 10,329 housing units. At $124,357, median income runs above typical U.S. levels. Home values center near $512,300, an affordability ratio of 3.9× — accessible. On demographic stress specifically, 22406 scores 28/100. 78% of housing is owner-occupied. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas.

On balance, 22406 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 22406 at the moment; the composite and its components are still built from verifiable public records.

Whether 22406 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22406 can be compared directly against any other ZIP in Stafford County, Virginia or nationwide. 22406 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 22406 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 15/100 roll-up. In workflow terms, 22406 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.