ZIP 22405 Property Distress & Foreclosure Data

DLRadar grades ZIP 22405 (Stafford County, Virginia) at a low 18/100 for overall property distress. Property-level stress concentrates in structural risk (40/100), construction/permit lag (26/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (71/100), flood (NFIP) exposure (64/100). On the structural side it scores 40/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 19% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $128,315, above the U.S. median near $78,000. 5.4% of residents fall below the poverty threshold. 36,093 residents call 22405 home, typically aged 38. DLRadar's demographic-stress index for the area reads 24/100. Educational attainment sits at 44% bachelor's-or-above. Home values center near $433,000, an affordability ratio of 3.2× — accessible. Around 28% of renters are cost-burdened. The ZIP holds roughly 13,385 housing units. The vacancy rate is 5.6%. Owners hold 86% of homes, renters 14%.

On balance, 22405 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.