ZIP 22553 Property Distress & Foreclosure Data

In Spotsylvania County, Virginia, ZIP 22553 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (54/100), structural risk (45/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. The latent-versus-live split is 45/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100), climate & FEMA risk (60/100).

The market reads peak — home values rose 4.2% year on year, and 14% higher over three years (phase confidence 36/100). Topping markets hide individual distress behind strong averages.

Around 36% of renters are cost-burdened. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 22553 scores 26/100. About 36% have a four-year degree. Households earn a median $131,416 — above the roughly $78,000 national figure. The vacancy rate is 3.9%. A median home runs $480,200 here, or 3.3 times local income. About 16,960 people live here, median age 38. The ZIP holds roughly 6,088 housing units. The tenure split is 81% owner-occupied to 19% rented.

Overall 22553 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.