ZIP 22553 Foreclosure, Tax-Lien & Distress Report

ZIP 22553's composite property-distress score is 20/100 - DLRadar classes that as low for Spotsylvania County, Virginia. The sharpest non-environmental signals are construction/permit lag (64/100), structural risk (47/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. On the structural side it scores 47/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100), climate & FEMA risk (60/100).

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 14% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 36% of renters are cost-burdened. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 26/100. Around 36% of adults hold a bachelor's degree or higher. Households earn a median $131,416 — above the roughly $78,000 national figure. Vacancy runs 3.9%. Home values center near $480,200, an affordability ratio of 3.3× — accessible. 16,960 residents call 22553 home, typically aged 38. There are about 6,088 housing units across 22553. 81% of housing is owner-occupied.

Broadly, 22553 is a steadier market — the deals are the exceptions, not the rule. 22553 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 22553 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 22553 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 22553's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 22553 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.