ZIP 22408 Foreclosure, Tax-Lien & Distress Report

ZIP 22408's composite property-distress score is 18/100 - DLRadar classes that as low for Spotsylvania County, Virginia. The sharpest non-environmental signals are construction/permit lag (62/100), structural risk (43/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted. Latent structural risk is 43/100 while live distress already moving reads 2/100.

The peak-phase market in 22408 posted values that rose 3.7% over the year, and 17% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 2.6%. The demographic-stress sub-score lands at 26/100. The typical home is worth about $378,000 (3.1× income, relatively affordable). Median household income is $114,598, above the U.S. median near $78,000. The tenure split is 78% owner-occupied to 22% rented. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. About 31,050 people live here, median age 37. The ZIP holds roughly 12,664 housing units. Around 41% of renters are cost-burdened. Around 40% of adults hold a bachelor's degree or higher.

On balance, 22408 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 22408 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 22408's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 22408 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 22408 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 22408 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.