ZIP 22580 Property Distress & Foreclosure Data

In Caroline County, Virginia, ZIP 22580 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 29/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (74/100), structural risk (29/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 4.8% year on year, and 13% higher over three years (phase confidence 49/100). Topping markets hide individual distress behind strong averages.

Around 35% of renters are cost-burdened. The vacancy rate is 6.7%. Roughly 8.1% live below the poverty line. About 20% have a four-year degree. Households earn a median $91,328 — above the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. On demographic stress specifically, 22580 scores 28/100. The ZIP holds roughly 2,092 housing units. A median home runs $353,800 here, or 3.3 times local income. About 4,956 people live here, median age 44.

Overall 22580 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 22580

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk28
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Caroline County

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