ZIP 22514 Foreclosure, Tax-Lien & Distress Report
Caroline County, Virginia · Distress market
ZIP 22514's composite property-distress score is 8/100 - DLRadar classes that as minimal for Caroline County, Virginia. What sets it apart are the readings on construction/permit lag (37/100), structural risk (17/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structurally it carries 17/100, against 1/100 of stress already in motion.
The expansion-phase market in 22514 posted values that rose 5.4% over the year, and 9% higher over three years (phase confidence 29/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 75% of homes, renters 25%. The vacancy rate is 9.1%. Home values center near $260,600, an affordability ratio of 3.4× — accessible. About 22% have a four-year degree. 2,397 residents call 22514 home, typically aged 47. 11.3% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 31/100. There are about 1,120 housing units across 22514. At $74,063, median income runs near typical U.S. levels. Rent burden reaches 47% of tenant households.
Overall, 22514 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 22514 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 22514 read uses the identical public-record model applied coast to coast, which means its 8/100 score means exactly what it means anywhere else, and 22514 stays directly comparable to neighboring ZIPs and the rest of Caroline County, Virginia. 22514 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 8/100 figure for 22514 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 22514 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 22514 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 22514 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 22514, drawn from the same report attached to each property.
Caroline County ZIPs near 22514
More distress data near 22514
More ZIP, county and state distress intelligence connected to Caroline County, Virginia.
The complete 22514 distress and acquisition report
Pull every distressed parcel in 22514 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology