ZIP 22514 Property Distress & Foreclosure Data

Composite property distress in 22514 (Caroline County, Virginia) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (79/100), structural risk (28/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural exposure scores 28 and live distress 1 on the 0–100 scale.

The market reads peak — home values rose 4.8% year on year, and 9% higher over three years, at 50/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 75% owner-occupied to 25% rented. Vacancy runs 9.1%. A median home runs $260,600 here, or 3.4 times local income. About 22% have a four-year degree. About 2,397 people live here, median age 47. Roughly 11.3% live below the poverty line. On demographic stress specifically, 22514 scores 31/100. There are about 1,120 housing units across 22514. Households earn a median $74,063 — near the roughly $78,000 national figure. Rent burden reaches 47% of tenant households.

Net-net, 22514 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

12/100
Composite stress
28/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 22514

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk24
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Caroline County

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