ZIP 23069 Foreclosure, Tax-Lien & Distress Report

ZIP code 23069 in Hanover County, Virginia carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in construction/permit lag (76/100), structural risk (39/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (5/100) register low. Structural risk reads 39/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 4% lower over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $356,400 here, or 4.1 times local income. Around 27% of renters are cost-burdened. Population is roughly 3,389 with a median age of 48. About 25% have a four-year degree. The ZIP holds roughly 1,436 housing units. Households earn a median $81,667 — near the roughly $78,000 national figure. The vacancy rate is 11.2%. The poverty rate is 7.1% — low. Owners hold 90% of homes, renters 10%. On demographic stress specifically, 23069 scores 28/100.

Overall 23069 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 23069 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 23069 runs hot or quiet, its 16/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23069 can be compared directly against any other ZIP in Hanover County, Virginia or nationwide. Nothing here is interpolated — where a source is thin for 23069, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 23069 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 23069 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.