ZIP 23116 Foreclosure, Tax-Lien & Distress Report

ZIP code 23116 in Hanover County, Virginia carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Leading the profile are construction/permit lag (92/100), structural risk (53/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (6/100). On the structural side it scores 53/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (62/100), flood (NFIP) exposure (61/100).

The peak-phase market in 23116 posted values that rose 3.1% over the year, and 17% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 1.7%. The demographic-stress sub-score lands at 21/100. The poverty rate is 3.1% — low. About 53% have a four-year degree. Households earn a median $139,029 — above the roughly $78,000 national figure. The ZIP holds roughly 12,415 housing units. Rent burden reaches 32% of tenant households. A median home runs $433,900 here, or 2.9 times local income. The tenure split is 91% owner-occupied to 9% rented. 34,058 residents call 23116 home, typically aged 41.

On balance, 23116 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 23116 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23116 can be compared directly against any other ZIP in Hanover County, Virginia or nationwide. Where the public record is thin for 23116, the field stays empty rather than modeled, and fills in as new documents post.

Behind 23116's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 23116 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.