ZIP 23146 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 23146 (Hanover County, Virginia) lands at 21/100 — low on DLRadar's public-record scoring. Property-level stress concentrates in construction/permit lag (92/100), structural risk (48/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (5/100) register low. On the structural side it scores 48/100, with 2/100 of stress already active.

The market reads peak — home values rose 3.1% year on year, and 27% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 3,300 people live here, median age 52. Home values center near $464,400, an affordability ratio of 4.0× — accessible. The ZIP holds roughly 1,324 housing units. About 48% have a four-year degree. The tenure split is 95% owner-occupied to 5% rented. Vacancy runs 3.6%. The demographic-stress sub-score lands at 22/100. The poverty rate is 2.1% — low. Median household income is $110,893, above the U.S. median near $78,000. Around 22% of renters are cost-burdened.

Overall 23146 looks resilient on the surface, so the edge is isolating individual stressed parcels. 23146 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 23146 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 23146 stays directly comparable to neighboring ZIPs and the rest of Hanover County, Virginia. Where the public record is thin for 23146, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 23146 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 23146 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.