ZIP 23039 Foreclosure, Tax-Lien & Distress Report

In Goochland County, Virginia, ZIP 23039 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. On the structural side it scores 30/100, with 1/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (93/100), structural risk (30/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The market reads peak — home values rose 3.1% year on year, and 20% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,101 people live here, median age 54. The typical home is worth about $407,000 (2.9× income, relatively affordable). Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. 0.1% of residents fall below the poverty threshold. 100% of housing is owner-occupied. On demographic stress specifically, 23039 scores 18/100. At $144,432, median income runs above typical U.S. levels. There are about 465 housing units across 23039. Educational attainment sits at 54% bachelor's-or-above.

On the whole, 23039 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 23039 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 23039 runs hot or quiet, its 13/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 23039 can be compared directly against any other ZIP in Goochland County, Virginia or nationwide. Nothing here is interpolated — where a source is thin for 23039, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 23039's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 23039 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.