ZIP 23117 Foreclosure, Tax-Lien & Distress Report

In Louisa County, Virginia, ZIP 23117 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. The pressure is most legible in construction/permit lag (67/100), structural risk (29/100), mortgage stress (4/100). On the quiet end sit mortgage stress (4/100) and institutional ownership (4/100). Latent structural risk is 29/100 while live distress already moving reads 1/100.

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 22% higher over three years, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

10,772 residents call 23117 home, typically aged 48. DLRadar's demographic-stress index for the area reads 28/100. Vacancy runs 24.8%, above the national norm and a classic distress-and-opportunity signal. 91% of housing is owner-occupied. 8.7% of residents fall below the poverty threshold. Median household income is $85,786, near the U.S. median near $78,000. The ZIP holds roughly 5,581 housing units. Educational attainment sits at 24% bachelor's-or-above. A median home runs $301,400 here, or 3.2 times local income. Around 31% of renters are cost-burdened.

Taken together, 23117 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 23117 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 23117 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. 23117 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 23117 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. The point of the 23117 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.