Louisa County, VA: Foreclosures, Tax Liens & Distressed Properties

For Louisa County, Virginia, DLRadar turns county and parcel public records into a single distress score per ZIP. Bank/credit headwind for the county is 43 on a 0–100 scale, a moderate reading. The county spans 12 scored ZIP codes, averaging 16/100 composite distress. ZIP-level distress ranges from 27/100 at the top down to 10/100.

The county market is in a expansion phase: home prices rose 5.5% over the past year, a 30/100-confidence read. Under a rising market, the laggards keep building so the laggard ZIPs are the opening.

With growth of +5.5% YoY (30/100 confidence), distress still hides in specific ZIPs — and a rising tide cleans up those exits. A mid-cycle 43/100 lender reading means both signal sets in play here.

Distress concentrates in ZIP 22947 (27/100), ZIP 23192 (23/100), ZIP 23015 (22/100), ZIP 22942 (16/100), ZIP 23024 (14/100), ZIP 23065 (13/100) — drill into any for the parcel-level read. Other tracked Louisa County ZIPs include 23102, 23117, 23153, 23093, 22974, 23084.

On the housing-and-income side, Louisa County's tracked footprint run household income averaging about $93,922, above the national median, a median age of 45.6, poverty running near 8.1%, typical home values near $407,667, vacancy near 10%, 85% owner-occupancy. Numbers like these signal the depth of motivated supply and the pace of resale.

Net of it all, 16/100 over 12 ZIPs means distress here is parcel-specific where the ZIP scores point. A DLRadar subscription opens every Louisa County parcel: owner, APN and address, a distress reading, the lender on title and exit timing.

Whether Louisa County, Virginia carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Louisa County can be compared directly against any county in the country.

The way to work Louisa County, Virginia is top-down — start with the highest-scoring ZIPs (up to 27/100 here), then drill to the parcels driving those numbers, rather than blanketing Louisa County with undifferentiated outreach. Provenance for Louisa County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

The ZIP breakdown for Louisa County leads with 22947 (27/100), 23192 (23/100), 23015 (22/100), 22942 (16/100), 23024 (14/100), 23065 (13/100). DLRadar also scores 23102, 23117, 23153, 23093, 22974, 23084 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Louisa County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.