Louisa County, VA: Foreclosures, Tax Liens & Distressed Properties

Louisa County, VA, Virginia: 12 ZIP codes scored, Louisa County, VA averaging 15/100 (low, Louisa, VA), from 10 to 27. Louisa County, VA is in its expansion phase (Louisa, VA confidence 30/100): Louisa, VA home prices up 5.5% (Louisa, VA) over twelve months. Louisa County, VA lender headwind: 43/100.

Highest-scoring Louisa County, VA ZIPs: 22947 (27/100), 23192 (22/100), 23015 (21/100), 22942 (16/100), 23024 (14/100), 23065 (13/100). Also scored in Louisa County, VA: 23102, 23117, 23153, 23093, 22974, 23084.

Across Louisa County, VA's scored ZIPs: median home value $407,667, household income $93,922, 10.0% vacancy, 8.1% poverty, 85% owner-occupied, median age 45.6.

Louisa County, VA insurance distress 0/100 (#3,148 in the US); FEMA hazard 0/100 for Louisa, VA; 2 federal disaster declarations in Louisa County, VA since 2023; Louisa, VA construction distress 72/100.

5 banks with 6 branches lend in Louisa County, VA; Louisa, VA weighted bank stress 66/100, highest 87/100 in Louisa, VA.

Louisa County, VA unemployment 3.5% (Louisa, VA -0.6 pts, six months); 337 new housing units permitted in Louisa County, VA over twelve months, Louisa, VA down 21% from 426; Louisa, VA home prices +9.7% a year (Louisa, VA) over three years.

18,366 housing units in Louisa County, VA; 2,856 Louisa, VA renter households; 47% of Louisa, VA renters spend 30%+ of income on rent, 20% (Louisa, VA) half or more.

Louisa County, VA ranks #1,691 nationally on the opportunity index (Louisa, VA, among all ranked counties); Louisa, VA scores 28.8/100 and Louisa, VA sits #42 inside Virginia. Louisa, VA is in the early_signal opportunity phase; Louisa, VA's primary driver is vacancy, Louisa, VA second driver construction; Louisa, VA moved up 88 places. 4 short-sale listings across Louisa, VA; 56 days on market observed in Louisa, VA; 15.8% vacancy over 12 Louisa, VA ZIPs.

No CFPB county sample covers Louisa County, VA. The non-metro area reading for Louisa, VA: 1.2% ninety-plus days late; Louisa, VA's thirty-to-eighty-nine share is 3.0% (Louisa, VA, December 2025 data); Virginia overall 0.8%.

Louisa County, VA has 2 watched banks; 2 Louisa, VA banks sit in an elevated band. Louisa, VA footprints: Blue Ridge Bank Na (2 branches, stress 87) in Louisa, VA; United Bank (1 branch, stress 36) in Louisa, VA.

HUD lists 5 assisted multifamily properties in Louisa County, VA with 321 units; 88 Louisa, VA units are assisted, 1 Louisa, VA properties under project-based Section 8.

2,805 of the 18,366 housing units in Louisa, VA sit vacant. Louisa County, VA permitted 0 multifamily units in twelve months; Louisa, VA's one-to-four unit structures added 337 units in Louisa County, VA.