ZIP 22947 Foreclosure, Tax-Lien & Distress Report
Albemarle County, Virginia · High Value market
ZIP code 22947 in Albemarle County, Virginia carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (73/100), flood (NFIP) exposure (60/100). The most distinctive pressure shows up in structural risk (58/100), construction/permit lag (53/100), institutional ownership (42/100). mortgage stress (17/100) stay muted. The latent-versus-live split is 58/100 structural and 5/100 already moving.
Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 16% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
5,201 residents call 22947 home, typically aged 48. There are about 2,365 housing units across 22947. Vacancy runs 5.0%. The demographic-stress sub-score lands at 28/100. The typical home is worth about $789,200 (5.5× income). Median household income is $126,944, above the U.S. median near $78,000. The poverty rate is 4.5% — low. Around 35% of renters are cost-burdened. The tenure split is 86% owner-occupied to 14% rented. About 66% have a four-year degree.
Overall, 22947 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 22947 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 22947 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Albemarle County, Virginia and the nation. Every figure is auditable to a public dataset and refreshed as records update; 22947 shows blanks, not estimates, wherever the record is sparse.
22947's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 22947 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 22947
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 22947 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 22947, drawn from the same report attached to each property.
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Further distress data across Albemarle County, Virginia at ZIP, county and state level.
The complete 22947 distress and acquisition report
Pull every distressed parcel in 22947 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology