ZIP 22940 Property Distress & Foreclosure Data

In Albemarle County, Virginia, ZIP 22940 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (60/100), construction/permit lag (59/100), institutional ownership (50/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 60/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), FEMA disaster exposure (64/100), climate & FEMA risk (62/100).

The market reads peak — home values rose 4.2% year on year, and 14% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Households earn a median $93,583 — above the roughly $78,000 national figure. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 32.1% — elevated. About 48% have a four-year degree. On demographic stress specifically, 22940 scores 27/100. The ZIP holds roughly 425 housing units. Around 0% of renters are cost-burdened. A median home runs $1,359,400 here, or 4.5 times local income. The tenure split is 69% owner-occupied to 31% rented. About 935 people live here, median age 43.

Net-net, 22940 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.