ZIP 22959 Property Distress & Foreclosure Data

In Albemarle County, Virginia, ZIP 22959 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (66/100), construction/permit lag (60/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (71/100), FEMA disaster exposure (64/100)). On the structural side it scores 66/100, with 6/100 of stress already active.

The peak-phase market in 22959 posted values that rose 4.2% over the year, and 4% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $110,066, median income runs above typical U.S. levels. Around 8% of renters are cost-burdened. The ZIP holds roughly 809 housing units. The vacancy rate is 7.4%. The poverty rate is 6.8% — low. The demographic-stress sub-score lands at 26/100. Around 45% of adults hold a bachelor's degree or higher. The typical home is worth about $548,800 (5.0× income). 86% of housing is owner-occupied. Population is roughly 1,802 with a median age of 51.

On balance 22959 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.