ZIP 22959 Foreclosure, Tax-Lien & Distress Report

In Albemarle County, Virginia, ZIP 22959 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (65/100), construction/permit lag (56/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (65/100). Structurally it carries 65/100, against 6/100 of stress already in motion.

The peak-phase market in 22959 posted values that rose 3.6% over the year, and 4% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $110,066, median income runs above typical U.S. levels. Around 8% of renters are cost-burdened. There are about 809 housing units across 22959. The vacancy rate is 7.4%. The poverty rate is 6.8% — low. The demographic-stress sub-score lands at 26/100. Around 45% of adults hold a bachelor's degree or higher. The typical home is worth about $548,800 (5.0× income). 86% of housing is owner-occupied. Population is roughly 1,802 with a median age of 51.

On balance 22959 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 22959 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 22959 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Albemarle County, Virginia and the nation. The score is rebuilt from public data as it updates, so 22959 reflects the current record instead of a stale or modeled snapshot.

Behind 22959's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 22959 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.