ZIP 22903 Property Distress & Foreclosure Data

ZIP code 22903 in Albemarle County, Virginia carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 64 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (76/100), flood (NFIP) exposure (70/100), FEMA disaster exposure (60/100). What sets it apart are the readings on structural risk (64/100), construction/permit lag (59/100), institutional ownership (48/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 22% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

39,925 residents call 22903 home, typically aged 28. Owners hold 41% of homes, renters 59%. There are about 17,815 housing units across 22903. Median household income is $64,352, below the U.S. median near $78,000. 25.3% of residents fall below the poverty threshold. Educational attainment sits at 65% bachelor's-or-above. Vacancy runs 9.3%. DLRadar's demographic-stress index for the area reads 47/100. Home values center near $526,200, an affordability ratio of 7.9× — stretched. Rent burden reaches 50% of tenant households.

Taken together, 22903 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.