ZIP 22902 Property Distress & Foreclosure Data

Albemarle County, Virginia's ZIP 22902 registers 29/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (64/100), construction/permit lag (59/100), institutional ownership (48/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (76/100), flood (NFIP) exposure (69/100), FEMA disaster exposure (61/100)). The latent-versus-live split is 64/100 structural and 5/100 already moving.

The peak-phase market in 22902 posted values that rose 4.2% over the year, and 23% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 12,023 housing units. The poverty rate is 7.7%. Around 36% of renters are cost-burdened. Around 57% of adults hold a bachelor's degree or higher. At $91,162, median income runs above typical U.S. levels. The vacancy rate is 6.6%. The typical home is worth about $436,200 (4.3× income). The demographic-stress sub-score lands at 30/100. 53% of housing is owner-occupied. Population is roughly 24,396 with a median age of 39.

On balance 22902 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.