ZIP 22902 Foreclosure, Tax-Lien & Distress Report
Albemarle County, Virginia · Distress market
Composite property distress in 22902 (Albemarle County, Virginia) lands at 27/100 — low on DLRadar's distress scoring. Its standout signals are structural risk (61/100), construction/permit lag (53/100), institutional ownership (45/100). On the quiet end sit mortgage stress (18/100). It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (66/100). Structural exposure scores 61 and live distress 5 on the 0–100 scale.
The peak-phase market in 22902 posted values that rose 3.6% over the year, and 23% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 12,023 housing units. Roughly 7.7% live below the poverty line. Around 36% of renters are cost-burdened. Educational attainment sits at 57% bachelor's-or-above. Median household income is $91,162, above the U.S. median near $78,000. Vacancy runs 6.6%. The typical home is worth about $436,200 (4.3× income). The demographic-stress sub-score lands at 30/100. 53% of housing is owner-occupied. Population is roughly 24,396 with a median age of 39.
On balance 22902 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 22902 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 22902 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22902 can be compared directly against any other ZIP in Albemarle County, Virginia or nationwide. 22902 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 22902's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 22902 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 22902
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 22902 by the numbers
A live read on 22902: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Albemarle County ZIPs near 22902
Nearest ZIP codes to 22902
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More distress data near 22902
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See every distressed parcel in 22902
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Rules-based scoring — each signal ties to a public dataset · methodology