ZIP 22946 Property Distress & Foreclosure Data
DLRadar grades ZIP 22946 (Albemarle County, Virginia) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (66/100), construction/permit lag (60/100), institutional ownership (50/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 66/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (79/100), flood (NFIP) exposure (71/100), FEMA disaster exposure (64/100).
The market reads peak — home values rose 4.2% year on year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.
A median home runs $348,400 here. The tenure split is 100% owner-occupied to 0% rented. The vacancy rate is 20.0% — elevated. About 65% have a four-year degree. About 148 people live here, median age 45. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 22946 scores 12/100. The ZIP holds roughly 61 housing units.
Net-net, 22946 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 22946
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Albemarle County
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Deterministic. Every signal traces to a public dataset · methodology