ZIP 22969 Foreclosure, Tax-Lien & Distress Report

Nelson County, Virginia's ZIP 22969 registers 24/100 composite distress, which DLRadar reads as low. Latent structural risk is 54/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100), FEMA disaster exposure (60/100). Leading the profile are structural risk (54/100), construction/permit lag (53/100), institutional ownership (46/100). On the quiet end sit mortgage stress (20/100).

The market reads peak — home values rose 3.6% year on year, and 11% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,675 with a median age of 45. Vacancy runs 10.4%. Home values center near $314,200, an affordability ratio of 2.7× — accessible. Around 32% of adults hold a bachelor's degree or higher. Owners hold 88% of homes, renters 12%. Households earn a median $93,611 — above the roughly $78,000 national figure. The ZIP holds roughly 616 housing units. Around 67% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 31/100. The poverty rate is 15.1%.

Overall 22969 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 22969 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 22969's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 22969 reflects the current record instead of a stale or modeled snapshot.

The 24/100 figure for 22969 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 22969 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.