ZIP 22964 Property Distress & Foreclosure Data

DLRadar grades ZIP 22964 (Nelson County, Virginia) at a low 21/100 for overall property distress. Property-level stress concentrates in construction/permit lag (53/100), institutional ownership (48/100), structural risk (48/100). It additionally carries heavy environmental risk: FEMA disaster exposure (64/100), flood (NFIP) exposure (60/100). The latent-versus-live split is 48/100 structural and 0/100 already moving.

The market reads peak — home values rose 4.2% year on year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Households earn a median $118,125 — above the roughly $78,000 national figure. The tenure split is 72% owner-occupied to 28% rented. The vacancy rate is 7.5%. About 31% have a four-year degree. About 206 people live here, median age 60. The ZIP holds roughly 71 housing units. On demographic stress specifically, 22964 scores 26/100. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas.

Overall 22964 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

21/100
Composite stress
48/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 22964

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk32
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Nelson County

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Deterministic. Every signal traces to a public dataset · methodology