ZIP 22964 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 22964 in Nelson County, Virginia comes in at 21, a low composite-distress reading. Structural exposure scores 47 and live distress 0 on the 0–100 scale. The most distinctive pressure shows up in construction/permit lag (56/100), structural risk (47/100), institutional ownership (45/100).

The market reads peak — home values rose 3.6% year on year, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $118,125 — above the roughly $78,000 national figure. 72% of housing is owner-occupied. The vacancy rate is 7.5%. Educational attainment sits at 31% bachelor's-or-above. About 206 people live here, median age 60. The ZIP holds roughly 71 housing units. DLRadar's demographic-stress index for the area reads 37/100. 7.3% of residents fall below the poverty threshold.

Overall 22964 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 22964 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 22964 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 22964, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 22964's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 22964 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.