ZIP 22949 Property Distress & Foreclosure Data

ZIP code 22949 in Nelson County, Virginia carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (64/100), flood (NFIP) exposure (60/100). What sets it apart are the readings on construction/permit lag (53/100), institutional ownership (48/100), structural risk (48/100). By contrast, mortgage stress (24/100) register low. Structural risk reads 48/100 against active distress of 7/100.

The market reads peak — home values rose 4.2% year on year, and 45% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,260 people live here, median age 58. Vacancy runs 26.5%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 71% owner-occupied to 29% rented. There are about 766 housing units across 22949. A median home runs $272,700 here, or 5.2 times local income. Roughly 17.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 22949 scores 35/100. About 30% have a four-year degree. Rent burden reaches 23% of tenant households. Households earn a median $50,234 — below the roughly $78,000 national figure.

Net-net, 22949 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.