ZIP 22949 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 22949 in Nelson County, Virginia comes in at 21, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (62/100). Its heaviest discrete signals: construction/permit lag (56/100), structural risk (47/100), institutional ownership (45/100). By contrast, mortgage stress (24/100) register low. Latent structural risk is 47/100 while live distress already moving reads 7/100.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 45% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,260 people live here, median age 58. Vacancy runs 26.5%, above the national norm and a classic distress-and-opportunity signal. 71% of housing is owner-occupied. The ZIP holds roughly 766 housing units. A median home runs $272,700 here, or 5.2 times local income. The poverty rate is 17.1% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 35/100. Educational attainment sits at 30% bachelor's-or-above. Around 23% of renters are cost-burdened. Households earn a median $50,234 — below the roughly $78,000 national figure.

Net-net, 22949 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 22949 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 22949 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in Nelson County, Virginia and the nation. Sparse data for 22949 shows as blanks, never estimates, and the score updates on every fresh public filing.

22949's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 22949 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.