ZIP 22938 Foreclosure, Tax-Lien & Distress Report

Nelson County, Virginia's ZIP 22938 registers 22/100 composite distress, which DLRadar reads as low. Structurally it carries 50/100, against 7/100 of stress already in motion. It additionally carries heavy environmental risk: FEMA disaster exposure (65/100), flood (NFIP) exposure (60/100). The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (50/100), institutional ownership (49/100). On the quiet end sit mortgage stress (22/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 48% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 899 with a median age of 53. At $95,750, median income runs above typical U.S. levels. The typical home is worth about $365,600 (2.6× income, relatively affordable). Owners hold 81% of homes, renters 19%. Rent burden reaches 39% of tenant households. There are about 482 housing units across 22938. The vacancy rate is 21.0% — elevated. Around 47% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 25/100. 7.9% of residents fall below the poverty threshold.

Taken together, 22938 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 22938 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 22938 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22938 can be compared directly against any other ZIP in Nelson County, Virginia or nationwide. The score is rebuilt from public data as it updates, so 22938 reflects the current record instead of a stale or modeled snapshot.

Each component behind 22938 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Treat 22938 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.