ZIP 22971 Foreclosure, Tax-Lien & Distress Report

ZIP 22971's composite property-distress score is 21/100 - DLRadar classes that as low for Nelson County, Virginia. Structurally it carries 47/100, against 7/100 of stress already in motion. The pressure is most legible in construction/permit lag (56/100), structural risk (47/100), institutional ownership (45/100). On the quiet end sit mortgage stress (24/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 60% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $76,151 — near the roughly $78,000 national figure. Around 0% of renters are cost-burdened. 6.0% of residents fall below the poverty threshold. There are about 1,130 housing units across 22971. Educational attainment sits at 15% bachelor's-or-above. The vacancy rate is 24.3% — elevated. The typical home is worth about $319,000 (3.6× income, relatively affordable). On demographic stress specifically, 22971 scores 27/100. 70% of housing is owner-occupied. About 2,349 people live here, median age 35.

Net-net, 22971 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 22971 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 22971 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 22971 stays directly comparable to neighboring ZIPs and the rest of Nelson County, Virginia. Every figure is auditable to a public dataset and refreshed as records update; 22971 shows blanks, not estimates, wherever the record is sparse.

22971's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 22971 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.