Nelson County, VA: Foreclosures, Tax Liens & Distressed Properties

Nelson County, VA, Virginia: 18 ZIP codes scored, Nelson County, VA averaging 19/100 (low, Nelson, VA), from 9 to 26. Nelson County, VA is in its peak phase (Nelson, VA confidence 20/100): Nelson, VA home prices up 3.6% (Nelson, VA) over twelve months. Nelson County, VA lender headwind: 57/100.

Highest-scoring Nelson County, VA ZIPs: 22952 (26/100), 22920 (24/100), 22969 (24/100), 22958 (22/100), 22938 (21/100), 22949 (21/100). Also scored in Nelson County, VA: 22964, 22971, 22976, 24464, 24581, 22922, 22967, 24599, 24562, 24553.

Across Nelson County, VA's scored ZIPs: median home value $298,800, household income $74,875, 26.2% vacancy, 13.2% poverty, 78% owner-occupied, median age 51.8.

Nelson County, VA insurance distress 60/100 (#884 in the US); FEMA hazard 63/100 for Nelson, VA; 4 federal disaster declarations in Nelson County, VA since 2023; 2 Nelson, VA NFIP flood claims, $5K paid; Nelson, VA construction distress 57/100.

3 banks with 3 branches lend in Nelson County, VA; Nelson, VA weighted bank stress 60/100, highest 78/100 in Nelson, VA.

Nelson County, VA unemployment 3.2% (Nelson, VA -0.5 pts, six months); 60 new housing units permitted in Nelson County, VA over twelve months, Nelson, VA down 6% from 64; Nelson, VA home prices +10.8% a year (Nelson, VA) over three years.

9,995 housing units in Nelson County, VA; 1,346 Nelson, VA renter households; 32% of Nelson, VA renters spend 30%+ of income on rent, 16% (Nelson, VA) half or more.

Nelson County, VA ranks #1,659 nationally on the opportunity index (Nelson, VA, among all ranked counties); Nelson, VA scores 28.9/100 and Nelson, VA sits #38 inside Virginia. Nelson, VA is in the early_signal opportunity phase; Nelson, VA's primary driver is vacancy, Nelson, VA second driver construction; Nelson, VA moved down 378 places. 1 short-sale listings across Nelson, VA; 25 days on market observed in Nelson, VA; 27.3% vacancy over 18 Nelson, VA ZIPs.

No CFPB county sample covers Nelson County, VA. The metro area reading for Nelson, VA (Charlottesville, VA): 0.4% ninety-plus days late; Nelson, VA's thirty-to-eighty-nine share is 1.2% (Nelson, VA, December 2025 data); Virginia overall 0.8%.

Nelson County, VA has 2 watched banks; 2 Nelson, VA banks sit in an elevated band. Nelson, VA footprints: Bank Of The James (1 branch, stress 78) in Nelson, VA; Atlantic Union Bank (1 branch, stress 40) in Nelson, VA.

3,631 of the 9,995 housing units in Nelson, VA sit vacant. Nelson County, VA permitted 0 multifamily units in twelve months; Nelson, VA's one-to-four unit structures added 60 units in Nelson County, VA.