Nelson County, VA: Foreclosures, Tax Liens & Distressed Properties

Nelson County, Virginia is mapped parcel-to-ZIP by DLRadar's public-record distress engine. County-level credit and bank headwind reads 57/100. Coverage runs to 18 ZIPs across Nelson County, a low 20/100 average. Across its ZIPs, composite distress spans 9 to 26 out of 100.

The peak-phase county posted home values that rose 3.6% over twelve months (phase confidence 20/100). At this stage of the cycle, distress turns selective so screen ZIP by ZIP.

Near the cycle top at +3.6% YoY (20/100 confidence), the discount lives in outliers so the headline market won't hand it over. A moderate 57/100 lender headwind implies mixed owner- and bank-driven distress.

Distress concentrates in ZIP 22952 (26/100), ZIP 22920 (25/100), ZIP 22969 (25/100), ZIP 22958 (23/100), ZIP 22938 (22/100), ZIP 22949 (22/100) — drill into any for the parcel-level read. Also scored across the county: 22964, 22971, 22976, 24464, 24581, 22922, 22967, 24562, 24599, 24553.

Profile-wise, the ZIPs DLRadar tracks across Nelson County show 13.2% of households below the poverty line, vacancy near 26.2%, a median household income near $74,875 (near the US norm), 78% of homes owner-occupied, median home values around $298,800 (below the national figure), a median age of 51.8. Taken together, they frame both the distress on offer and the exit velocity.

Nelson County, Virginia's 20/100 average over 18 ZIPs says Nelson County rewards parcel-by-parcel work rather than a blanket buy. A DLRadar subscription opens every Nelson County parcel: owner and contact detail, APN, score, bank exposure and an exit-velocity estimate.

Because Nelson County, Virginia is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Nelson County against neighboring markets or the rest of Virginia on equal footing.

In Nelson County, Virginia, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. All of it is deterministic and auditable: Nelson County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

Drilling in, Nelson County's highest-scoring ZIPs are 22952 (26/100), 22920 (25/100), 22969 (25/100), 22958 (23/100), 22938 (22/100), 22949 (22/100). DLRadar also scores 22964, 22971, 22976, 24464, 24581, 22922, 22967, 24562 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Nelson County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.