ZIP 22920 Property Distress & Foreclosure Data

Nelson County, Virginia's ZIP 22920 registers 24/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (65/100), FEMA disaster exposure (61/100)). The latent-versus-live split is 55/100 structural and 6/100 already moving. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (55/100), institutional ownership (47/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 22920 posted values that rose 4.3% over the year, and 28% higher over three years (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $100,760, median income runs above typical U.S. levels. The typical home is worth about $410,000 (3.5× income, relatively affordable). Around 50% of renters are cost-burdened. Population is roughly 3,744 with a median age of 53. The poverty rate is 6.1% — low. Around 47% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 28/100. 84% of housing is owner-occupied. The vacancy rate is 16.9% — elevated. The ZIP holds roughly 2,129 housing units.

On the whole, 22920 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.