ZIP 22920 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 22920 in Nelson County, Virginia comes in at 25, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (64/100), FEMA disaster exposure (62/100). Structural risk reads 56/100 against active distress of 6/100. Its heaviest discrete signals: construction/permit lag (60/100), structural risk (56/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 28% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $100,760, above the U.S. median near $78,000. A median home runs $410,000 here, or 3.5 times local income. Around 50% of renters are cost-burdened. Population is roughly 3,744 with a median age of 53. The poverty rate is 6.1% — low. Educational attainment sits at 47% bachelor's-or-above. The demographic-stress sub-score lands at 28/100. The tenure split is 84% owner-occupied to 16% rented. The vacancy rate is 16.9% — elevated. There are about 2,129 housing units across 22920.

On the whole, 22920 leans distressed, with opportunity clustered in specific stressed parcels. 22920 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 22920 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Nelson County, Virginia and the nation. The score is rebuilt from public data as it updates, so 22920 reflects the current record instead of a stale or modeled snapshot.

22920's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 22920 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.